DSCR360
The Funding Brokers · NMLS #2687393
Investment Properties.
No Income Verification Needed.
Qualify on your property's cash flow alone — no W-2, no tax returns, no drama. Built for investors who move fast.
Commercial
Office & Mixed-Use
Multi-Family
Rental Portfolio
Luxury
High-End Deals
Loan Products
Every Strategy, Covered
Standard DSCR Loan
Qualify on rental income alone — ideal for buy-and-hold investors
$100K–$3M
Loan Range
Interest-Only DSCR
Maximize monthly cash flow with interest-only payment periods
IO Available
Lower Monthly
Foreign National DSCR
No SSN required — passport + visa accepted, investment properties
Up to 70%
LTV
Short-Term Rental DSCR
Airbnb & VRBO income counted — market rate analysis accepted
STR OK
AirDNA data used
Portfolio DSCR
Blanket multiple investment properties in a single loan — scale faster
Multi-Prop
One closing
Who This Is For
You Qualify If Your Property Cash Flows
What We Look At
- 📊DSCR ratio ≥ 1.0 — property income covers the payment
- 🏠Investment property — not your primary home
- 📋12-month bank statements or lease agreement
- 💳Minimum 620+ credit score
- 🌍Foreign nationals welcome — passport + visa only
- ⚡Close in as little as 21 days
What We Don't Need
✗ W-2 income or employment verification
✗ Tax returns (personal or business)
✗ Debt-to-income ratio (DTI) calculations
How to Apply — 3 Steps
01
Submit Property Info
Tell us about the property — address, projected rent, purchase price. No credit pull to start.
02
DSCR Analysis
We run the DSCR calculation and identify the best loan product for your deal — same day.
03
Close Fast
Get to the closing table in 21–30 days. No W-2 needed, no tax return drama.